I've always found the financial advisor model interesting

Not throwing any shade, but wondering how that works for you (as a business) if you're helping ordinary folks.

(just realised that I read that as 'average' and read that across to average earners and wondered whether they'd have enough to invest after you take a (fair) slice?)

Are you getting a fair number of recent retirees, (with lump sums etc)? Or is it mainly middle earners with a bit of extra income?

With the Internet (and now AI) and endless "advice" available for free, are you finding that people are coming to you pretty clued up, or all at sea from the acres of nonsense being peddled online?

An ex of mine did this stuff for one of the big firms, but I could never chat to her about it, cos she was exasperated at my threshold of how arsed I could be (my time, in the main, I valued more than the pissing about at the small end of the scale).

Posted By: Cardiff Canary on June 24th 2026 at 11:58:33

Message Thread

Nooooooooooooooooooooooo!!!!!!!! (General Chat) - JoeyDeacon, Jun 24, 10:11:54
- Go on then, i'll bite (General Chat) - Under soil heating, Jun 24, 13:23:06
  - ‘Gary’ is a moron who doesn’t understand basic taxation (General Chat) - JoeyDeacon, Jun 24, 13:53:32
    - You know what (General Chat) - Under soil heating, Jun 24, 14:22:01
      - I had no intention of insulting you and nor would I (General Chat) - JoeyDeacon, Jun 24, 14:52:10
        
        Thanks JD (General Chat) - Under soil heating, Jun 24, 15:13:58
        
        How is thought to enforce a wealth tax v billionaires? (General Chat) - paulg, Jun 24, 16:28:25
        
        What would he really nice (General Chat) - JoeyDeacon, Jun 24, 15:40:38
        
        Saw an interview recently with Dan N (General Chat) - Under soil heating, Jun 24, 15:56:32
        
        It’s been cobbled together over the years and it’s all (General Chat) - JoeyDeacon, Jun 24, 16:04:19
  - Fidel? (General Chat) - Cardiff Canary, Jun 24, 13:33:35
    - Hola, camarada!! (General Chat) - Under soil heating, Jun 24, 13:37:19
      - Shhh (General Chat) - Cardiff Canary, Jun 24, 13:43:08
- You voted for Brexit 😂 damaging our economy for the past 10 years (General Chat) - footymadman, Jun 24, 10:27:37
  - Here we go, Here we go, Here we go....... (n/m) (General Chat) - Men without hats, Jun 24, 16:40:17
- Phew thought we were losing someone (n/m) (General Chat) - SCC 28, Jun 24, 10:24:41
- Not been mentioned by any credible sources tbf (n/m) (General Chat) - jamesward, Jun 24, 10:18:24
  - Thankfully! (n/m) (General Chat) - JoeyDeacon, Jun 24, 10:42:34
- Why are you wealthly enough to be affected ? (n/m) (General Chat) - MORDENCANARY, Jun 24, 10:15:01
  - Very much doubt it (n/m) (General Chat) - footymadman, Jun 24, 10:16:43
    - Keep farting into your multi day unwashed pants son (n/m) (General Chat) - JoeyDeacon, Jun 24, 10:17:44
      - Why do you love the wealthy so much? Bit pathetic (General Chat) - footymadman, Jun 24, 10:19:26
        
        He's a financial advisor if I recall? Turkeys and Christmas and all that (n/m) (General Chat) - Knitted Jesus, Jun 24, 10:29:31
        
        Correct but I help working people (General Chat) - JoeyDeacon, Jun 24, 10:46:57
        
        It wasn't meant as a dig. Just that you are unlikely to support wealth taxes (General Chat) - Knitted Jesus, Jun 24, 14:20:14
        
        No it’s cool don’t worry 👍🏻 (n/m) (General Chat) - JoeyDeacon, Jun 24, 14:55:34
        
        I've always found the financial advisor model interesting (General Chat) - Cardiff Canary, Jun 24, 11:58:33
        
        Good questions (General Chat) - JoeyDeacon, Jun 24, 12:11:57
        
        Cheers! (General Chat) - Cardiff Canary, Jun 24, 12:23:48
        
        I’ve worked in financial services for 30 years this year (General Chat) - JoeyDeacon, Jun 24, 12:28:40
        
        Three decades eh? (General Chat) - Cardiff Canary, Jun 24, 13:30:21
        
        Lot of successful professionals on here (General Chat) - Ken Dodds Dads Dog, Jun 24, 14:27:16
        
        How much does Ben pay you? (n/m) (General Chat) - jamesward, Jun 24, 16:18:50
        
        Haha speak for yourself! (n/m) (General Chat) - JoeyDeacon, Jun 24, 13:54:17
        
        wealthy people are a consequence of a free wealthy, successful country (General Chat) - paulg, Jun 24, 10:33:18
        
        I would argue that Scandinavian social democracy is a better model than the UK (General Chat) - Knitted Jesus, Jun 24, 10:38:06
        
        nothing wrong with wealthy scandi's then? (n/m) (General Chat) - paulg, Jun 24, 11:02:41
        
        Scandanavia has lower income inequality than US / UK etc (General Chat) - Knitted Jesus, Jun 24, 14:23:09
        
        Higher taxes do lead to economic stagnation (General Chat) - JoeyDeacon, Jun 24, 10:51:59
        
        I agree (General Chat) - SimonOTBC, Jun 24, 10:51:26
        
        We already raise “a fairly typical amount of tax by international standards” (General Chat) - Old Git, Jun 24, 10:55:53
        
        This bit at the end sums up the societal / political problem well (General Chat) - SimonOTBC, Jun 24, 11:23:26
        
        Missed a bit..... (General Chat) - SimonOTBC, Jun 24, 11:24:15
        
        You can have a good deal of both (General Chat) - paulg, Jun 24, 11:40:18
        
        The spending is the issue we have in the UK (General Chat) - JoeyDeacon, Jun 24, 11:43:09
        
        Motability isn't a Govt expense (General Chat) - CWC, Jun 24, 15:25:54
        
        And that is a very fair point (General Chat) - JoeyDeacon, Jun 24, 10:55:24
        
        Especially with everything costing so fucking much now (General Chat) - jamesward, Jun 24, 10:53:45
        
        You do drive a Rolls Royce though (General Chat) - JoeyDeacon, Jun 24, 10:56:26
        
        Ha, a humble 12 year old Beemer 4 series (n/m) (General Chat) - jamesward, Jun 24, 10:57:35
        
        That depends (General Chat) - SimonOTBC, Jun 24, 11:25:30
        
        435d - incredible car tbf, had it nine years (General Chat) - jamesward, Jun 24, 11:46:13
        
        Haha! They are magnificent engines (General Chat) - SimonOTBC, Jun 24, 11:50:21
        
        Coupe, had a folding roof on an older 325i (General Chat) - jamesward, Jun 24, 12:00:35
        
        The torque is bonkers (General Chat) - SimonOTBC, Jun 24, 12:06:22
        
        Those 6 cylinder BMW diesels are superb things (General Chat) - JoeyDeacon, Jun 24, 11:27:13
        
        When we had a third sprog I had to get rid of my 330d (General Chat) - SimonOTBC, Jun 24, 11:32:24
        
        New shape Z4s are nice and pretty good VFM if you get a 2019/20 model (n/m) (General Chat) - JoeyDeacon, Jun 24, 11:41:02
        
        They are great (General Chat) - SimonOTBC, Jun 24, 11:52:28
        
        This all sounds very familiar! (General Chat) - JoeyDeacon, Jun 24, 12:01:13
        
        I had a 911SC back in the day... (General Chat) - jamesward, Jun 24, 12:02:52
        
        Have you seen how much they go for now? (General Chat) - JoeyDeacon, Jun 24, 12:16:36
        
        Fuck's sake (General Chat) - jamesward, Jun 24, 12:29:10
- Very good. You should read his book. Might learn a thing or two (n/m) (General Chat) - footymadman, Jun 24, 10:14:04
  - Is his book called “how to create multiple user IDs on football chatrooms”? (n/m) (General Chat) - JoeyDeacon, Jun 24, 10:17:00

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