I don’t deal with mortgages myself these days

but do keep an eye on the latest deals.
2 months ago we were looking at probably 2 x 0.25% base rate cuts before Christmas.
Now…who knows 🤷‍♂️
Could even be a hike or two if things don’t settle soon.
I do feel rates will come down with a bang in perhaps a year, when everything is looking desperate

Posted By: JoeyDeacon on April 28th 2026 at 10:25:59

Message Thread

Rachel Reeves now proposing rent controls (General Chat) - JoeyDeacon, Apr 28, 09:29:41
- country's fucked. as people on here know my bro in law (General Chat) - Tony Martin, Apr 28, 11:34:27
  - sorry to hear that tony (General Chat) - Tombs, Apr 28, 17:44:12
  - Sorry to hear that. (n/m) (General Chat) - Snakepit Divorceee, Apr 28, 13:02:49
  - Crikey, that’s terrible all round (General Chat) - Old Git, Apr 28, 12:32:57
- so the time to hike up rents is RIGHT NOW (General Chat) - shoddy, Apr 28, 10:19:24
  - Yep so avoidable (n/m) (General Chat) - JoeyDeacon, Apr 28, 10:20:53
- I’m an accidental landlord. (General Chat) - Snakepit Divorceee, Apr 28, 10:04:35
  - The shitty situation kind of hints at opportunity.... (General Chat) - usacanary, Apr 28, 15:28:03
    - House prices are flat. At best. (General Chat) - Snakepit Divorceee, Apr 28, 16:09:44
  - Wow, that’s rubbish (General Chat) - Old Git, Apr 28, 12:34:17
    - Thank you. (General Chat) - Snakepit Divorceee, Apr 28, 12:45:42
      - The Accidental Landlords would be a great name for a band though (n/m) (General Chat) - Old Git, Apr 28, 13:07:40
        
        Ha! (n/m) (General Chat) - Snakepit Divorceee, Apr 28, 13:15:51
  - that's proper shitty. hope things work out for you soon (General Chat) - Tombs, Apr 28, 11:29:20
    - Thanks, Tombs. (n/m) (General Chat) - Snakepit Divorceee, Apr 28, 12:28:49
  - The market is completely dead. Mainly because of this government (General Chat) - Jim, Apr 28, 11:13:59
    - The market is dead because interest rates went though the roof. (General Chat) - Snakepit Divorceee, Apr 28, 11:24:33
      - No it had come back. Yes its partly due to interest rates (General Chat) - Jim, Apr 28, 11:30:33
        
        There are many factors. (General Chat) - Snakepit Divorceee, Apr 28, 12:29:50
  - That’s painful - sorry to hear that. (General Chat) - JoeyDeacon, Apr 28, 10:20:12
    - I have a tracker deal. (General Chat) - Snakepit Divorceee, Apr 28, 10:23:27
      - I don’t deal with mortgages myself these days (General Chat) - JoeyDeacon, Apr 28, 10:25:59
- ^^ landlord (n/m) (General Chat) - Old Git, Apr 28, 09:43:43
  - Yes - but a pragmatic one (n/m) (General Chat) - JoeyDeacon, Apr 28, 09:48:29
    - Lol yeah okay. (n/m) (General Chat) - LincolnshireCanary, Apr 28, 09:53:46
      - Sorry who are you? (n/m) (General Chat) - JoeyDeacon, Apr 28, 10:00:24
- For a period because of the latest cost of living crisis caused by Trump (General Chat) - jamesward, Apr 28, 09:39:59
  - The cost of living crisis is decades in the making. (General Chat) - MORDENCANARY, Apr 28, 09:50:45
    - Well yes, but I'm talking about the reason for this NOW (General Chat) - jamesward, Apr 28, 09:53:02
  - *limited period (n/m) (General Chat) - jamesward, Apr 28, 09:42:09
- Is it bad news for landlords? (n/m) (General Chat) - SCC 28, Apr 28, 09:37:45
  - Means they wouldn't be able to put rents up for a year (General Chat) - jamesward, Apr 28, 09:43:42
    - And if that’s the case (General Chat) - SCC 28, Apr 28, 09:47:01
      - why could they "do with a hit" just because the benefitted from low interest rates for (General Chat) - Jim, Apr 28, 11:06:20
        
        More that they could afford to take a hit (General Chat) - SCC 28, Apr 28, 11:15:01
        
        Because that seems to be the attitude (General Chat) - Jim, Apr 28, 11:20:41
      - Both valid points (General Chat) - JoeyDeacon, Apr 28, 09:50:19
  - It’s bad news for tenants (General Chat) - JoeyDeacon, Apr 28, 09:42:55
    - This government does not understand how anything economic works (General Chat) - Jim, Apr 28, 11:08:49
      - Yes agree Jim (n/m) (General Chat) - JoeyDeacon, Apr 28, 12:50:41
      - Does that go for previous governments too? (n/m) (General Chat) - SCC 28, Apr 28, 11:16:08
        
        I think the Tories (or most of them at least) understood business and the markets better (General Chat) - Jim, Apr 28, 11:23:43
    - Basic reality. (General Chat) - paulg, Apr 28, 10:02:32
    - I despair for those who have to rent these days (n/m) (General Chat) - SCC 28, Apr 28, 09:48:57
      - Some people just don’t want to buy (General Chat) - JoeyDeacon, Apr 28, 09:53:10
        
        Well those with no hope of buying (General Chat) - SCC 28, Apr 28, 09:58:36
        
        Yeah a friend’s niece rents (General Chat) - JoeyDeacon, Apr 28, 09:59:34
        
        And this one used to have a mortgage previously (n/m) (General Chat) - SCC 28, Apr 28, 10:05:12
        
        That's mental (n/m) (General Chat) - jamesward, Apr 28, 10:00:24
      - And of course they have to rent because (General Chat) - jamesward, Apr 28, 09:51:32
        
        Immigration is the other factor (General Chat) - JoeyDeacon, Apr 28, 09:55:49
        
        Yes, housing an extra 4m people since 2015 is definitely part of it (n/m) (General Chat) - jamesward, Apr 28, 10:01:01
        
        Who'd have thunk it, eh? (General Chat) - paulg, Apr 28, 11:53:04
        
        Don’t we need the extra people though? (n/m) (General Chat) - SCC 28, Apr 28, 11:56:33
        
        Yes (General Chat) - jamesward, Apr 28, 12:03:21
        
        not much going into the tax coffers from those fellas (General Chat) - phrankin, Apr 28, 18:19:12
- Was firing up the emojis until I realised it's actual sensible political chat :D (n/m) (General Chat) - Lentil Weaver, Apr 28, 09:35:11
  - Trying to be! 🙂 (n/m) (General Chat) - JoeyDeacon, Apr 28, 09:36:37

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