I'm not a Financial Advisor and this is not Financial Advice

With average luck you may well find that you do better in Premium Bonds than in more or less any cash ISA, though you still probably won't beat inflation. Savings products these days give f**k all in return honestly. Worth looking at, anyway.

Also the tax advantage of ISAs now doesn't really help most people as there's an allowance for savings interest which many won't hit, before you have to pay any tax on interest savings. Again this may not be you and seeing someone qualified (like JD) is probably your best bet for a fuller flavour.

Posted By: Old Man on February 2nd 2021 at 16:49:58

Message Thread

Can you transfer a stocks/shares Isa to a cash Isa... (General Chat) - loz, Feb 2, 13:08:23
- Yes you can. But I wouldn’t recommend (General Chat) - Tony Martin, Feb 2, 17:56:35
- I'm not a Financial Advisor and this is not Financial Advice (General Chat) - Old Man, Feb 2, 16:49:58
- your financial advisor can give you (General Chat) - ghostof barry butler, Feb 2, 13:39:19
  - With respect I’m an IFA (n/m) (General Chat) - JoeyDeacon, Feb 2, 13:49:23
    - in that case , you will agree with me (General Chat) - ghostof barry butler, Feb 2, 15:53:47
      - What makes you qualified to give out financial advice (General Chat) - Chris Peacock, Feb 2, 16:03:38
        
        what financial advice have i given (n/m) (General Chat) - ghostof barry butler, Feb 2, 16:26:32
        
        you advised him to speak to a financial adviser. you omitted to tell him to make sure the (General Chat) - Chris Peacock, Feb 2, 17:12:36
        
        pedantic .. but true (General Chat) - ghostof barry butler, Feb 2, 17:47:37
    - International Fucking Agent? (n/m) (General Chat) - Chris Peacock, Feb 2, 14:43:58
      - I like this...yes this me (n/m) (General Chat) - JoeyDeacon, Feb 2, 14:54:52
        
        Come round (n/m) (General Chat) - Chris Peacock, Feb 2, 15:03:05
    - IDEOT From Acle? (n/m) (General Chat) - Jumbo1, Feb 2, 13:55:11
      - Idiot from Aslacton 🤫 (n/m) (General Chat) - JoeyDeacon, Feb 2, 14:08:03
        
        Me too (n/m) (General Chat) - lurd, Feb 2, 14:43:23
- Yes is the simple answer (General Chat) - JoeyDeacon, Feb 2, 13:20:38
  - I have to ask...why would you do this? (General Chat) - JoeyDeacon, Feb 2, 13:21:50
    - They are all bets in one sense. Global tracker accumulation for me. Europe will be slow (General Chat) - Swedebasher, Feb 2, 16:26:40
    - is the FTSE Developed Europe ex UK UCITS ETF (VERX) a good bet? (General Chat) - Tombs, Feb 2, 13:59:07
      - Now you’re asking!! (General Chat) - JoeyDeacon, Feb 2, 14:16:57
        
        cheers (General Chat) - Tombs, Feb 2, 16:03:11
        
        Come round lol (n/m) (General Chat) - JoeyDeacon, Feb 2, 16:08:44

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