The bond

I wont be investing though I could afford to

Not just a financial decision but an emotional one - I'm not prepared to bankroll Delia any further than going to matches. 100% agree with Jim.

As for the financial decision apparently I would have to be a thicky not to invest according to the self appointed financial expert on this site. I disagree fwiw - topping up my pension pot is a far more efficient use and better return - 40% tax saved on what you put in with a quarter coming out tax free later. Either that or I keep for better discretionary spend alternatives

Posted By: fond on March 9th 2018 at 14:04:44

Message Thread

The bond (NCFC) - fond, Mar 9, 14:04:44
- If you dont have money beyond pension investments.... (NCFC) - usacanary, Mar 9, 15:13:53
  - response (NCFC) - fond, Mar 9, 15:27:44
    - You cant have it both ways.... (NCFC) - usacanary, Mar 9, 15:53:01
      - In the last 25 years plus I’ve spent... (NCFC) - Darren Eadie, Mar 9, 17:13:16
      - seriously (NCFC) - fond, Mar 9, 16:07:56
        
        Yet you want others to invest huge chunks of their net worth (NCFC) - usacanary, Mar 9, 17:15:30
        
        No (NCFC) - fond, Mar 9, 17:23:39
        
        Oh. And I will be investing....you are fucking welcome. (n/m) (NCFC) - usacanary, Mar 9, 17:16:12
    - "there are also far better financial alternatives" (NCFC) - Ralf Scrampton, Mar 9, 15:33:35
      - Exactly. Not seeing too many short term investments (NCFC) - usacanary, Mar 9, 15:50:36
  - There's an amazing investment called "DrDub's bear fund" so I hear, all the rage. (n/m) (NCFC) - DrDublin, Mar 9, 15:21:19
  - So you would be recommending unsecured investments in a volatile world would you? (n/m) (NCFC) - Darren Eadie, Mar 9, 15:21:08
    - You need to talk to rich people. (NCFC) - usacanary, Mar 9, 15:57:11
      - so will rich people from all over the country be lining up to invest in this bond? (NCFC) - Mecagoenti, Mar 9, 16:47:52
    - When it comes to DrDub's bear fund, without doubt. (n/m) (NCFC) - DrDublin, Mar 9, 15:26:39
- i'd have to wait 30 years to see any return on an increased investment in my pension (NCFC) - Ralf Scrampton, Mar 9, 14:21:26
  - Why would anyone on here do a fair comparison? (n/m) (NCFC) - usacanary, Mar 9, 15:08:48
- Completely agree... (NCFC) - Darren Eadie, Mar 9, 14:17:00
  - I suspect the board's investment level depends on how much interest there is (NCFC) - Jim, Mar 9, 14:28:52
- Fair enough. For sure, there are better returns to be had. They usually involve investment (NCFC) - Higher Wrather, Mar 9, 14:14:20
  - dont think you need to be quite that exotic to get a better return (NCFC) - fond, Mar 9, 14:20:30
    - I don't know about the Aviva fund, but most will invest worldwide (n/m) (NCFC) - Higher Wrather, Mar 9, 14:23:01
- Yep, it's not a great investment (NCFC) - Mecagoenti, Mar 9, 14:09:15
  - Agree. (n/m) (NCFC) - Darren Eadie, Mar 9, 14:20:20
  - Spot on. In genuine investment terms I’m getting far better elsewhere. (NCFC) - Hulk Rules, Mar 9, 14:11:22

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