Stricter lending rules and better education for borrowers. It's our psyche that needs to

change.

If you can't afford it, don't buy it, until you can, or you can in the very near future with a high probability.

I know it's not that simple for everyone, that's where proper state aid and support come into play for the truly needy and deserving, those who are unable to not unwilling.

Better mental health in childhood, especially schools would help. Kids who come from dysfunctional families stand no chances these days and haven't done for ages. They need guidance to help them make a better future for themselves, to break the chain/cycle of whatever problems their parents were struggling with.

Posted By: essexcanaryOTBC on January 7th 2016 at 16:59:50

Message Thread

UK economy looking dodgy (NCFC) - Larry Hagman, Jan 7, 15:06:23
- They'll carry on spinning it's all great. The media and bbc will lick their arses along (NCFC) - pants, Jan 7, 15:30:04
  - Just like the headline about a "booming economy" (NCFC) - pants, Jan 7, 15:34:34
- won't really affect your lifestyle though will it Larrold (n/m) (NCFC) - Jumbo1, Jan 7, 15:24:27
  - I care about others too though (n/m) (NCFC) - Larry Hagman, Jan 7, 16:21:29
    - and perhaps it'd be nice to leave a sustainable world to our descendents (NCFC) - Worzel Scrimmage, Jan 7, 16:31:26
      - We need scientists to save society and the world. (NCFC) - essexcanaryOTBC, Jan 7, 16:32:46
        
        probably just better to allow a pandemic or world war to stave off the inevitable (NCFC) - Worzel Scrimmage, Jan 7, 16:34:57
        
        That's the way it'll probably end up going tbf (sadly) (n/m) (NCFC) - essexcanaryOTBC, Jan 7, 16:51:51
    - lend us ?50k then? (NCFC) - Jumbo1, Jan 7, 16:29:25
- Indeed. In fact all of "the west". When this bubble bursts it will be massive. Far (NCFC) - Steve in Holland, Jan 7, 15:11:08
  - Best way to transfer wealth from the lower classes to the filthy rich (NCFC) - essexcanaryOTBC, Jan 7, 16:27:27
  - well, I wouldn't say we've learned nothing (NCFC) - CWC, Jan 7, 16:14:03
    - Well people are increasingly able to borrow more money than they can afford to pay back (n/m) (NCFC) - Steve in Holland, Jan 7, 16:45:25
      - So they become owned. Printing more money to put more people and the world in debt (NCFC) - essexcanaryOTBC, Jan 7, 16:52:21
    - Wise words. We all need to try find win-win not win-lose as you correct suggest is happeni (NCFC) - essexcanaryOTBC, Jan 7, 16:29:58
      - all traits that come naturally to humans (NCFC) - CWC, Jan 7, 16:41:40
        
        Well, as humans we have a responsibility to learn them don't you think? (NCFC) - essexcanaryOTBC, Jan 7, 16:53:56
    - Best form of quantitative easing is to give more money to poor people cos they spend it (NCFC) - Larry Hagman, Jan 7, 16:27:28
      - I think it's probably debt write offs that we need (NCFC) - CWC, Jan 7, 16:39:24
        
        That's what the insurance industry has always done. Held assets in reserve to cover (NCFC) - essexcanaryOTBC, Jan 7, 16:56:55
        
        and then people would soon borrow as much money again that had been written off... (n/m) (NCFC) - Larry Hagman, Jan 7, 16:48:39
        
        Stricter lending rules and better education for borrowers. It's our psyche that needs to (NCFC) - essexcanaryOTBC, Jan 7, 16:59:50
      - Exactly. They don't save or invest. Their spending boosts taxes (VAT) and company profits (n/m) (NCFC) - essexcanaryOTBC, Jan 7, 16:31:19
        
        Yep, and yet the govt want to make the poor even poorer which means (NCFC) - Larry Hagman, Jan 7, 16:39:48
        
        Of course. They're powerful. They can abuse it to make themselves (NCFC) - essexcanaryOTBC, Jan 7, 17:01:53
- ^^^^ just been to lunch with George Osborne (n/m) (NCFC) - Pixelman, Jan 7, 15:09:14
  - Hagman is Ed Balls? (n/m) (NCFC) - essexcanaryOTBC, Jan 7, 16:32:01
  - at the Playboy Mansion (n/m) (NCFC) - Jumbo1, Jan 7, 15:23:38

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