My experience with them is that you get 24 hours grace.
However as you say, credit scores are affected by any debt, albeit not necessarily that badly, particularly if it is shortlived.
Basically any debt that is not secured (ie a mortgage which is secured against a house) is unsecured - overdrafts, credit cards, car loans etc - and can affect your credit rating.
Posted By: norway on September 15th 2014 at 22:37:41
Message Thread
- HSBC / Credit Question (General Chat) - hucksmyman, Sep 15, 22:09:47
- suspect it might (General Chat) - pat_abb, Sep 15, 22:29:54
- My experience with them is that you get 24 hours grace. (General Chat) - norway, Sep 15, 22:37:41
- No, you'd maybe be fined for going over drawn, but debit card issues (General Chat) - pants, Sep 15, 22:14:18
- Awsome, just as we are wanting a mortgage this happens. Worst nightmare or what! (General Chat) - hucksmyman, Sep 15, 22:29:10
- Sign up to noddle. It's free rather than Experian. You'll see in the next few days (General Chat) - pants, Sep 15, 22:37:53
- I would be very surprised. (General Chat) - lurd, Sep 15, 22:32:04
- Awsome, just as we are wanting a mortgage this happens. Worst nightmare or what! (General Chat) - hucksmyman, Sep 15, 22:29:10
- suspect it might (General Chat) - pat_abb, Sep 15, 22:29:54
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