No, you'd maybe be fined for going over drawn, but debit card issues
don't effect your credit score
You'd default by not paying bills
HSBC seem to be relaxed about debit transactions. I have a card with no over draft, but it clears transactions if I've got a nil balance. I've often got home and transferred the amount over quickly, but they've never written to me about it
Posted By: pants on September 15th 2014 at 22:14:18
Message Thread
- HSBC / Credit Question (General Chat) - hucksmyman, Sep 15, 22:09:47
- suspect it might (General Chat) - pat_abb, Sep 15, 22:29:54
- My experience with them is that you get 24 hours grace. (General Chat) - norway, Sep 15, 22:37:41
- No, you'd maybe be fined for going over drawn, but debit card issues (General Chat) - pants, Sep 15, 22:14:18
- Awsome, just as we are wanting a mortgage this happens. Worst nightmare or what! (General Chat) - hucksmyman, Sep 15, 22:29:10
- Sign up to noddle. It's free rather than Experian. You'll see in the next few days (General Chat) - pants, Sep 15, 22:37:53
- I would be very surprised. (General Chat) - lurd, Sep 15, 22:32:04
- Awsome, just as we are wanting a mortgage this happens. Worst nightmare or what! (General Chat) - hucksmyman, Sep 15, 22:29:10
- suspect it might (General Chat) - pat_abb, Sep 15, 22:29:54
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