Yep, paid off monthly. Still a buzz after spending my entire

adult life in debt and going overspent half way through every month

Posted By: CB41 on June 16th 2022 at 13:40:42

Message Thread

Interest rates up to 1.25% (General Chat) - SCC 28, Jun 16, 12:03:01
- World beating economy (n/m) (General Chat) - ChampsChamps2023, Jun 16, 18:16:51
- That's nowt. Two yesrs after I got married and bought my (General Chat) - CB41, Jun 16, 14:20:52
  - Your debt was effectively eroded naturally by 8% pa on that basis (General Chat) - JoeyDeacon, Jun 16, 14:45:11
  - Only having to work for 3 days (General Chat) - SCC 28, Jun 16, 14:37:49
    - Only being paid for 3 wasnt (although, unlike many, i wasnt) (n/m) (General Chat) - CB41, Jun 16, 14:46:19
- Property market needs a Darwinian shakedown (General Chat) - MonkeyPuzzle, Jun 16, 12:48:55
  - I have a few BTL properties (General Chat) - JoeyDeacon, Jun 16, 13:45:21
    - You can't say racist things without being accused of racism these days (n/m) (General Chat) - Ken Dodds Dads Dog, Jun 16, 14:21:00
      - Asian landlords are generally the worst (General Chat) - JoeyDeacon, Jun 16, 14:37:56
        
        It's not a fact. It's a prejudice. (n/m) (General Chat) - Ken Dodds Dads Dog, Jun 16, 14:39:40
        
        if its true its not prejudice (General Chat) - ghostof barry butler, Jun 16, 15:33:38
        
        Sorry but I have experience of this (General Chat) - JoeyDeacon, Jun 16, 14:41:13
        
        I'm sure your anecdotal experience isn't at all made up (General Chat) - CWC, Jun 16, 15:01:34
        
        Yes (n/m) (General Chat) - Ken Dodds Dads Dog, Jun 16, 14:43:51
        
        I’m waiting? (n/m) (General Chat) - JoeyDeacon, Jun 16, 14:46:50
        
        I'm waiting too (General Chat) - Ken Dodds Dads Dog, Jun 16, 14:51:14
        
        Lol we are having a balanced debate don’t ruin it (n/m) (General Chat) - JoeyDeacon, Jun 16, 14:53:12
        
        well....... (General Chat) - usacanary, Jun 16, 18:15:32
      - These days, if you say you're English (General Chat) - jamesward, Jun 16, 14:21:46
        
        I’m Scottish by parentage so fine by me (n/m) (General Chat) - JoeyDeacon, Jun 16, 14:42:19
        
        You might be right for all I know (General Chat) - jamesward, Jun 16, 14:48:29
        
        Culturally it’s about beating the system (General Chat) - JoeyDeacon, Jun 16, 14:52:34
    - Greed and ruthlessness are not ethnic characteristics dude (General Chat) - Old Git, Jun 16, 14:13:39
      - It’s a reality (General Chat) - JoeyDeacon, Jun 16, 14:40:24
    - Shouldn’t be allowed to let sub standard properties (General Chat) - SCC 28, Jun 16, 13:53:56
      - Agree on the first part (General Chat) - JoeyDeacon, Jun 16, 14:04:19
        
        Free to have to pay extortionate rents due to greed (General Chat) - SCC 28, Jun 16, 14:11:49
    - There are good landlords and bad landlords (General Chat) - jamesward, Jun 16, 13:47:19
    - *rates to keep rising* (n/m) (General Chat) - JoeyDeacon, Jun 16, 13:46:37
  - Interest rates aside I think parts of BTL are disgraceful (General Chat) - MonkeyPuzzle, Jun 16, 12:56:43
  - I know someone with loads of BTL’s, loads. Each .25% costs him £10k more per month. (General Chat) - Augustus Pablo, Jun 16, 12:53:47
    - It's when / if they start to panic and start trying to flog them off (General Chat) - jamesward, Jun 16, 12:55:31
      - The market is about to turn sour! (General Chat) - JoeyDeacon, Jun 16, 13:39:32
      - well the market for BTL type properties will collapse (General Chat) - CWC, Jun 16, 13:38:31
      - Also landlords used to be able to claim tax relief on the interest paid on the mortgages (General Chat) - Augustus Pablo, Jun 16, 13:12:41
        
        Yep, that's why so many are trying to get into the short stay market (General Chat) - jamesward, Jun 16, 13:15:08
      - Also the student market is over supplied. Combination of: (General Chat) - Augustus Pablo, Jun 16, 13:07:49
      - Easier to hike the rents (n/m) (General Chat) - MonkeyPuzzle, Jun 16, 12:57:52
- Should have been lifted to 1.5% - too little too late (General Chat) - JoeyDeacon, Jun 16, 12:28:56
- Awful news (n/m) (General Chat) - jamesward, Jun 16, 12:21:44
  - ^doesn't save (n/m) (General Chat) - Chris Peacock, Jun 16, 12:40:53
    - Live for the moment (n/m) (General Chat) - jamesward, Jun 16, 12:43:18
      - ^cupboards full of biscuits and brand cola (n/m) (General Chat) - Ken Dodds Dads Dog, Jun 16, 12:48:12
      - It’s people like you spend spend spend types (General Chat) - SCC 28, Jun 16, 12:44:58
        
        it's you frugal types that will tip us into a recession (General Chat) - CWC, Jun 16, 12:47:56
        
        I’m so conflicted now (n/m) (General Chat) - SCC 28, Jun 16, 12:52:26
  - How high they gonna go? 😬 (n/m) (General Chat) - SCC 28, Jun 16, 12:29:58
- a lot of young people not long the housing ladder (General Chat) - ghostof barry butler, Jun 16, 12:07:40
  - Glad I fixed at 1.09% end of last year (General Chat) - SCC 28, Jun 16, 12:18:08
    - Just glad I don't have a mortgage, or any borrowing ftm (n/m) (General Chat) - CB41, Jun 16, 12:19:35
      - credit card... even just for emergencies (n/m) (General Chat) - ghostof barry butler, Jun 16, 12:47:16
        
        Yep, paid off monthly. Still a buzz after spending my entire (General Chat) - CB41, Jun 16, 13:40:42
      - You boomers got very lucky (General Chat) - SCC 28, Jun 16, 12:34:42
        
        How am I screwing the young? (n/m) (General Chat) - CB41, Jun 16, 13:24:43
        
        Ah, you mean by letting younger people live in my house at (General Chat) - CB41, Jun 16, 13:29:15
        
        ^^a good boomer 👏 (n/m) (General Chat) - SCC 28, Jun 16, 13:32:36
        
        I mean boomers generally not you personally (n/m) (General Chat) - SCC 28, Jun 16, 13:28:11
        
        👍 (n/m) (General Chat) - CB41, Jun 16, 13:41:37
        
        Gen X like me are mostly OK too (General Chat) - jamesward, Jun 16, 12:37:09
        
        Fear for the alphas (n/m) (General Chat) - SCC 28, Jun 16, 12:51:20

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