I just started one, but I'm quite old so it may not suit you. Went for HSBC mega high risk

I'm 52 and I wanted something that delivered a good return but it's based on all global markets and it can go up and down so they say 5 years minimum but has run between 7 and 11% return in recent years.

Posted By: shortfatb on August 1st 2011 at 20:54:29

Message Thread

Anyone recently set up a personal pension? (General Chat) - bgc, Aug 1, 20:46:27
- Pension advice (General Chat) - AndyVegas, Aug 1, 22:37:57
- only with work (General Chat) - pants, Aug 1, 21:22:54
- I've worked in Financial Services for 20 years. (General Chat) - tudders, Aug 1, 21:02:09
  - I'm 24 and want to start putting away for retirement (seems a long way off!!) (General Chat) - bgc, Aug 1, 21:14:24
    - give me 100 a month now and il give you 200 a month when youre 70 deal? (n/m) (General Chat) - selwyn, Aug 1, 21:17:03
      - I'll pass cheers!! (n/m) (General Chat) - bgc, Aug 1, 21:25:49
    - your employees should point you in the right direction by law I think! (n/m) (General Chat) - Jumbo1, Aug 1, 21:16:14
      - Work offered me a work pension, didn't fancy it to be honest. (General Chat) - bgc, Aug 1, 21:27:10
        
        Well if they contribute as well you should look at it (n/m) (General Chat) - Yellalee, Aug 1, 21:44:12
        
        But would it only make sense doing this with a company where I know I will be for a while? (n/m) (General Chat) - bgc, Aug 1, 21:45:40
        
        No. If they contribute, join it. If they don't, use Cash ISAs to build some money up. (General Chat) - tudders, Aug 1, 22:01:24
        
        Yep. Even if you leave the company, you can either leave it with them (General Chat) - Yellalee, Aug 1, 22:10:16
        
        If you are 24 you have a long time to pay into it, so you can afford to go for more risk (General Chat) - Astroturf, Aug 1, 22:19:17
        
        Definitely don't go to a bank. Go find a local IFA. (n/m) (General Chat) - tudders, Aug 1, 22:22:12
        
        Lion Tamers can still take pension benefits at age 40. (General Chat) - tudders, Aug 1, 22:13:13
        
        I know. Still, the clowns keep smiling. (n/m) (General Chat) - Yellalee, Aug 1, 22:14:53
        
        Last one I saw was crying. I think his car had broken down again. (n/m) (General Chat) - tudders, Aug 1, 22:17:25
  - and youre still skint! do you recomend prem bonds? (n/m) (General Chat) - selwyn, Aug 1, 21:03:36
    - And Piggy Banks. (General Chat) - tudders, Aug 1, 22:08:37
- I just started one, but I'm quite old so it may not suit you. Went for HSBC mega high risk (General Chat) - shortfatb, Aug 1, 20:54:29
  - Yeah, not sure I'm in the market for something quite like that (General Chat) - bgc, Aug 1, 20:58:21
    - if you give me 100 a month il give you 200 a month when youre 70 ok? (n/m) (General Chat) - selwyn, Aug 1, 21:08:14
    - the sooner you start (General Chat) - emmaroyds, Aug 1, 21:02:14
- dont bother cant take it with u (n/m) (General Chat) - selwyn, Aug 1, 20:48:30

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