Good question! I’m not an expert in anything but Ive

spent quite a bit of time over the years trying to make the best financial decisions and I more or less think I do okay BUT the one thing I still don’t seem to understand is a sodding car. I think it’s a bit easier for me as I have no interest in them apart from reasonable size, reliable and financial sense. I wouldn’t have given second thought to a PCP a few years back but there’s so much more you have to take into account. So if you buy new then my Skoda came with two years servicing, obviously four new tyres, guarantee etc etc and the PCP had a lower interest rate than my cash in savings. I know this all sounds like statin’ the bleedin’ obvious but when I sat down and worked it out it financially made sense. In fact I now look at it as renting it and when I take everything into consideration it’s probably what I’ll do again. Proviso is that it worked for Skoda but I know someone paying for an Audi and the interest rate is much higher so I think it’s all very dependant on so many issues. Sorry, not really helped much but I suppose I’m just trying to say I don’t think there’s a simple answer but I wish there bloody was!

Posted By: Chopper, Mar 22, 11:08:11