No problem at all!

Most modern pensions are very flexible so you can stop and start payments without penalty.
I would say pay in what you can afford - there is no set figure as everybody has different levels of disposable income.
They are very tax efficient - 20p tax relief for every 80p paid in for basic rate tax payers.
The first place to start would be their employers - do they offer a pension scheme? If so are they members?
Always happy to assist.
Some decent employers will pay more in if the employees pay in more...

Posted By: JoeyDeacon, Jan 21, 11:30:54