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What are bonuses?
Any money paid into our Investment Bond is invested in our with profits Order Insurance Fund along with the other Order Insurance Fund policyholders (excluding those with ethical investments). Dependent on the performance of this fund, Foresters Friendly Society aim to add annual bonuses to increase the value of your Bond.

When the time comes and you cash-in your Bond in full, we also aim to add a final bonus to the value of the plan. This is done to ensure that the plan's payout reflects your fair share of the Order Insurance Fund.

In adverse market conditions, a Market Value Reduction (MVR) could be applied when you cash-in your Bond meaning that the amount you receive will be reduced and in some investment conditions you may not get back the full amount originally invested. We will only do this to ensure fairness between policyholders leaving the fund at different times.

Please refer to the Important Information document for further information on how our Order Insurance Fund works.

The addition of any bonuses is not guaranteed.

Posted By: ghostof barry butler, Mar 26, 17:18:56