dont think you need to be quite that exotic to get a better return

a pension scheme run by Aviva will effectively be investing in a diversified fund of gilts and stocks. The returns made will be tax free and the tax reliefs you get in on investment versus what you pay when the pension is taken make it v favourable

then again if you are younger than me you might not want to lock funds up for that long.

another thought - 5% might seem good now but if inflationary pressures continue then in a couple of years it might not seem that great

Posted By: fond, Mar 9, 14:20:30