No, you'd maybe be fined for going over drawn, but debit card issues

don't effect your credit score

You'd default by not paying bills

HSBC seem to be relaxed about debit transactions. I have a card with no over draft, but it clears transactions if I've got a nil balance. I've often got home and transferred the amount over quickly, but they've never written to me about it

Posted By: pants, Sep 15, 22:14:18