There are usually a few options

Most dealerships seem to be offering a few options, but pretty much all of them will require some sort of down payment.
After that, you can maybe opt to pay the full outstanding balance over x years, OR pay a smaller amount each month and then be left owing another lump sum at which point you can just hand the car back if you prefer.
I'd suggest it's all in the %age rate. There are some sub 5% loans available out there at the moment which most dealerships won't match.

Posted By: RochdaleCanary, Mar 10, 14:42:22