you'll probably want a cashback card then

balance transfer is if you've racked up a load of credit card debt elsewhere and are paying 18% APR on it or something stupid. You pay a fee of 3% or so to move the balance to the new card and then you get (upto) 20 months interest free on it.

If you just want a card to build up a credit score and get a discount on purchases then cashback card it is. The % discount isn't usually that much, on average maybe 1 or 2% but better than a slap in the face. They will usually offer you maybe 5% for the first few months though as an intro. Saw someone below who got 11% but that card got pulled by Barclays after about a day.

Check out one of these:

User Posted Link

Posted By: pat_abb, Dec 12, 22:30:35