anyone with good knowledge of credit ratings?

Can you explain any possible reasons why i was just declined a contract by O2?

Posted By: samcd84 on September 12th 2008 at 17:39:58

Message Thread

anyone with good knowledge of credit ratings? (General Chat) - samcd84, Sep 12, 17:39:58
- have too much credit, have you ever been a little late paying someone (General Chat) - lovely old job, Sep 12, 19:45:58
- Get your rating checked via experian and equifax (General Chat) - Culverhouse, Sep 12, 17:52:46
  - go to this site (General Chat) - DPLOTBC, Sep 12, 23:37:09
  - o2 told me they use equifax, their website is saying ?14.95 for a check (n/m) (General Chat) - samcd84, Sep 12, 17:54:55
    - that's sky rocketed then... (General Chat) - Culverhouse, Sep 12, 19:13:27
      - I thought it was cheap too, almost a right to be able to see your rating (General Chat) - pants, Sep 12, 19:16:38
- history of your current house? (n/m) (General Chat) - pants, Sep 12, 17:49:02
  - formerly a hotel, now 3 flats, many different occupants (n/m) (General Chat) - samcd84, Sep 12, 17:51:15
    - possibly that I guess (n/m) (General Chat) - pants, Sep 12, 18:34:20
- No idea Sam - I use PAYG because I use my home phone more really. (n/m) (General Chat) - DrDublin, Sep 12, 17:43:02
- missed credit repayments, id theft, umm (n/m) (General Chat) - Yellalee, Sep 12, 17:42:55
  - i've never even had a credit card, (n/m) (General Chat) - samcd84, Sep 12, 17:47:25
    - Problem identfied (General Chat) - Drurys Left Nut, Sep 12, 18:01:23
      - ^^^^ this isn't true ^^^^^^ (General Chat) - Tricky Hawes, Sep 12, 18:03:09
        
        It is for bigger (General Chat) - DPLOTBC, Sep 12, 23:38:25
        
        plenty of people i know without credit cards have contracts with o2 though (n/m) (General Chat) - samcd84, Sep 12, 18:19:43
        
        Most likely is a previous tenant at your current address (n/m) (General Chat) - Steve in Holland, Sep 12, 18:30:15
        
        But also be aware that it is not as simple as credit check yes or no. It can also depend (General Chat) - Steve in Holland, Sep 12, 18:31:28
        
        Being CEO of Orange, can't you sort him out Steve. Pull some strings. (n/m) (General Chat) - tudders, Sep 12, 18:33:11
        
        Orange is no more over here. We're a rather queer pink these days. But as (General Chat) - Steve in Holland, Sep 12, 18:35:02
        
        I need a new phone, but too lazy to look at the ridiculous number of options. (General Chat) - tudders, Sep 12, 18:37:51
        
        FWIW, I can second the HTC recommendation (General Chat) - APB, Sep 12, 18:52:00
        
        Another Phone Boffin. Ta. (General Chat) - tudders, Sep 12, 19:02:44
        
        One of the most inventive names: High Tech Corporation (I think) (n/m) (General Chat) - APB, Sep 12, 19:24:18
        
        This stuff (General Chat) - APB, Sep 12, 19:25:53
        
        I've got one of these (General Chat) - Iwan Husarmi, Sep 12, 20:21:38
        
        Nokia N97, or one of the new Samsungs, although I still like the HTCs which (General Chat) - Steve in Holland, Sep 12, 18:42:29
        
        I'm on a train to Wakefield. Hardcore. (n/m) (General Chat) - tudders, Sep 12, 18:47:45
    - Did you apply over the internet? (n/m) (General Chat) - DrDublin, Sep 12, 17:48:06
      - Irrelevant (n/m) (General Chat) - Steve in Holland, Sep 12, 18:29:41
      - nope, in store (n/m) (General Chat) - samcd84, Sep 12, 17:48:30

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