Mortgages and early repayment charges

My mortgage is effectively two products / accounts, with different rate fix end dates.

If I wanted to remortgage for home improvements before the end of one of the fixes, presumably I'd only be liable for an early repayment charge on one of the accounts?

Posted By: Yellalee on February 12th 2021 at 15:03:01

Message Thread

Mortgages and early repayment charges (General Chat) - Yellalee, Feb 12, 15:03:01
- Could you not take out an additional loan? (General Chat) - SimonOTBC, Feb 12, 15:04:14
  - I think the loan window closed on Feb 2nd...... (n/m) (General Chat) - usacanary, Feb 12, 18:32:20
  - I did exactly this (General Chat) - eadie2001, Feb 12, 17:01:40
    - 👍🏻 (n/m) (General Chat) - Yellalee, Feb 12, 18:21:54
  - I *think* this is right (General Chat) - WestYorksCanary, Feb 12, 16:25:25
    - Or, as Simon says, you'd just have the additional borrowing on a variable rate until you (General Chat) - WestYorksCanary, Feb 12, 16:26:51
  - Quite possibly! I'm all new to this... (General Chat) - Yellalee, Feb 12, 15:08:28
    - I'm on a fixed deal until Dec this year (General Chat) - SimonOTBC, Feb 12, 15:09:32
      - Hmmm. I need to do some more research (n/m) (General Chat) - Yellalee, Feb 12, 15:20:14

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