Yep, our current lender offered me identical rates over both 3 & 5 years too so took that
to be the case.
Just been reading about how long it took rates to rise again after 2007/08; we didn't buy until 2011 and I didn't really pay attention to rates until a few years ago.
Posted By: WestYorksCanary on December 7th 2020 at 16:42:34
Message Thread
- Wrath Poll: Remortgaging (exciting, right?) (General Chat) - WestYorksCanary, Dec 7, 16:33:02
- With regards to interest rates, Yazz knows.. (n/m) (General Chat) - Augustus Pablo, Dec 7, 16:37:18
- The obvious answer though, is that the banks aren't expecting rates to rise (General Chat) - SimonOTBC, Dec 7, 16:38:19
- Yep, our current lender offered me identical rates over both 3 & 5 years too so took that (General Chat) - WestYorksCanary, Dec 7, 16:42:34
- Yep. Personally I’d ask myself “would I be happy with the higher rate if the other wasnt (General Chat) - Augustus Pablo, Dec 7, 16:42:07
- I'm intending to take a 5 year fixed rate this time next year (General Chat) - SimonOTBC, Dec 7, 16:45:10
- I fixed for 5 years as well as no difference in interest rate (n/m) (General Chat) - KetteringRyu, Dec 7, 17:13:12
- I've just fixed for 5 yrs (General Chat) - paulg, Dec 7, 16:56:51
- Thanks both (n/m) (General Chat) - WestYorksCanary, Dec 7, 16:45:43
- I'm intending to take a 5 year fixed rate this time next year (General Chat) - SimonOTBC, Dec 7, 16:45:10
- The obvious answer though, is that the banks aren't expecting rates to rise (General Chat) - SimonOTBC, Dec 7, 16:38:19
- If you assume a £1k product fee (General Chat) - SimonOTBC, Dec 7, 16:35:40
- No product fees on either (n/m) (General Chat) - WestYorksCanary, Dec 7, 16:40:09
- Questions for you (General Chat) - JoeyDeacon, Dec 7, 16:34:43
- Yes (will port); no; yes; no; yes (no more than 10% per year though) (n/m) (General Chat) - WestYorksCanary, Dec 7, 16:39:29
- Rates are currently very low and very competitive if the LTV is low (General Chat) - JoeyDeacon, Dec 7, 16:42:43
- Particularly as if rates were lower in 2 years time.... (General Chat) - SimonOTBC, Dec 7, 16:46:33
- LTV is approx 50% (just over) (General Chat) - WestYorksCanary, Dec 7, 16:43:46
- Rates are currently very low and very competitive if the LTV is low (General Chat) - JoeyDeacon, Dec 7, 16:42:43
- Yes (will port); no; yes; no; yes (no more than 10% per year though) (n/m) (General Chat) - WestYorksCanary, Dec 7, 16:39:29
- With regards to interest rates, Yazz knows.. (n/m) (General Chat) - Augustus Pablo, Dec 7, 16:37:18
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